Disclosures and Legal Information

Last Updated: August 17, 2024

1. Investment Advisory Services

Investment advisory services are offered through Asset Guidance Group, LLC ("AGG"), a Registered Investment Adviser with the SEC or the State of Georgia. Registration with the SEC or any state securities authority does not imply a certain level of skill or training. AGG, Jarod W. Nichols, and Wallace R. Nichols are independent entities.

2. Attorney/Client Relationship

Communications via this website or email do not create an attorney/client relationship or privilege. An attorney/client relationship will only be established through a distinct, written agreement signed by all interested parties.

3. Insurance Products

Insurance products are offered through AGG by licensed individuals. Statements regarding safe and secure investments and guaranteed income streams refer solely to fixed insurance products offered by AGG. These statements do not refer to securities or investment advisory products. All guarantees related to fixed insurance and annuity products are subject to the claims-paying ability of the issuing company and are not guaranteed by AGG.

4. Investment Risks and Performance

Investment in equity strategies involves significant risk, including the potential for complete loss of invested funds. Fixed income investments carry the risk of fluctuating investment returns and principal values, and dividends are not guaranteed. Past performance is not indicative of future results. Opinions, estimates, and forecasts provided are subject to change without notice and should not be relied upon as investment advice.

5. Important Publications Disclosure

The hypothetical performance results discussed in "The Lighthouse" publications, including the Paid Subscriptions podcast, or any blogposts, authored or edited by Wallace R. Nichols, MBA, JD, CFP®, or Jarod W. Nichols, are not based on actual securities trading or real-world accounts. These hypothetical results are for illustrative purposes only and do not include transaction costs, advisory fees, or other fees that would apply to real investments. Therefore, they should not be used to evaluate AGG’s investment services, which are separate from "The Lighthouse" publications.

6. No Solicitation or Endorsement

This material is for informational purposes only and should not be construed as a solicitation to buy or sell any securities. The views and opinions expressed are those of Asset Guidance Group, LLC at the time of publication and are subject to change. They do not constitute specific tax, legal, or financial advice tailored to any individual. Investors should consult their financial, tax, or legal advisors before making any investment decisions.

7. Regulatory Disclosures

As a Registered Investment Adviser, AGG complies with all applicable regulations and guidelines set forth by the SEC and State of Georgia. All investment strategies offered by AGG are subject to these regulatory frameworks.

8. Contact Information

For more information, go to our About Us page and click on the buttons there to go to our regulatory agency public disclosures and download our SEC Forms ADV Parts 2A & 2B.

If you have any questions about this disclaimer or any other aspects of our website, please feel free to contact us through our Contact Us page.