Trust. Integrity. Experience.
Being a fiduciary means your best interests come first!
My name is Wallace R Nichols, JD, MBA. I go by Wally. The “JD” stand for juris doctorate; yes, I’ve been a lawyer for over 26 years. The MBA stands for Masters in Business Administration. My focus was in financial statistical forecasting. I spent my late 20s in the Northeastern portion of the USA working for BIG corporations. Once Time Magazine gave me an award for teaching them a then-cutting-edge forecasting system.
First and foremost, I am a fiduciary. I manage your planning with your best interests paramount even as to my own. I’ve been a practicing lawyer for over 26 years. So being a fiduciary is nothing new to me.
I am a financial and legal educator. Besides being an educator, I am a wealth, estate, and financial planner licensed to practice around the nation. I hold FINRA Series 7 & 66 licenses. I am the principal for Asset Guidance Group, LLC, a registered investment advisor with the SEC and Georgia Secretary of State’s office.
I’m community minded. I am on the Board of the Georgia Financial Planning Association (FPA). I volunteered as a Citizen on Patrol with the Dunwoody Police Department from 2018-2019.
My educational background besides having a juris doctorate is my MBA in quantitative analysis and information systems. I have a Bachelor’s of Business Administration in Accounting and Finance. I began my financial career in the financial services industry with the New York Life Company after leaving corporate America (Mobil Oil/GTE) in the late 1980s. New York Life had one of the best industry educational development programs in the nation at that time. I left New York Life in the mid-90s and have been a sole practitioner and ran my own practice since that time. I am also an attorney licensed to practice in the States of Georgia, Arizona and am an active member in those State Bars, although I’m now inactive member of the DC Bar. I’ve litigated cases before the Supreme Court of Georgia, the Georgia Court of Appeals, the Arizona Court of Appeals, and practiced in state and federal courts about the nation for 26 years.
I design my own models and manage my clients’ at-risk money upon request. Otherwise, I monitor third party money managers and clients who wish to use those models do so. However, I’m extremely pleased with my own models’ performance over the past year. I tactically manage money for my clients in accord with their stated risk tolerances. I stay in contact with them regularly and frequently especially when we get market roller coasters. The greater percentage of my clients for whom I manage money are currently in retirement.
Although I’m not a CPA, I am qualified to represent you before the IRS, to prepare your taxes, and even represent you before the IRS in administrative proceedings or in federal court. I routinely teach continuing professional education classes to lawyers, CPAs, and financial planners through NBI, the National Business Institute in ethics, taxes, wills, estates, and trusts, business entity formation, and tax implications for all of the above. So, we will be discussing things that have tax and estate planning implications. Hard to discuss retirement planning without bringing these things into the mix.
I’m a member of the Society for Financial Awareness (SOFA), a non-profit 501(c)(3) organization. SOFA is dedicated to increasing the financial literacy of the American adult population. SOFA’s educational events are designed to fill the gap for those areas they just don’t teach at university or in high school–the practical stuff where the rubber meets the road.
I’m also an active member of the National Society of Financial Educators (NSFE). The National Society of Financial Educators is a network of educators dedicated to helping pre-retirees and recent retirees improve their lives through comprehensive personal finance education.
These courses are conducted on university and college campuses across the country and are designed to increase awareness about financial issues so that class attendees can make more informed decisions about their retirement.
So, who better to discuss retirement planning, longevity risk planning and the changes in the legal and financial worlds related thereto, than someone who has already immersed himself into these topics and actually helped people through such crises?
Take a look at our Asset Guidance Group, LLC “Online University” by clicking the button below!
Many people are “do-it-yourself” minded (DIY) when it comes to retirement planning and money management. The compulsion to go DIY is understandable from several perspectives nowadays. But, there’s that old saying that, “Two heads are better than one!” You know where you want to be in retirement. You also have knowledge and experience. By combining that with our knowledge, experience and technology, we’ll reach superior results compared to your DIY and going it alone.
Investment advisory services offered through Asset Guidance Group, LLC, RIA (“AGG”), a state-registered or SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Communications via this email address do not create an attorney/client relationship or privilege. AGG and Wallace R Nichols are independent entities. An attorney/client relationship will only be created via a distinct, written agreement to that effect signed and agreed to by all interested parties. Insurance products are offered through AGG, by insurance licensed individuals. Any comments regarding safe and secure investments and guaranteed income streams refer only to fixed insurance products offered by AGG. They do not refer in any way to securities or investment advisory products. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by AGG.
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